Help with Medical and Drug Costs – Programs for Low Income

You may be eligible to save money on medical and drug costs! Read about the following programs to find out how:

  • Medicaid
  • Medicare Savings Programs
  • Extra Help/Low-Income Subsidy
  • State Pharmaceutical Assistance Program
  • Pharmaceutical Assistance Program

Read more …..  click here

Long Term Care Insurance, Part 1

Getting Your Finances Ready For Retirement

See VIDEO  …..  Part 2 plays first; press arrow right > for  Part 1

Taken from: CBS.org (Nightly Business Report); February 2, 2009

NOTE:
If after watching this video, you are interested in learning more about Long Term Care and the insurance options available in the marketplace to help you afford this type of Home Care, Assisted Living care, or Nursing Home care, please call me at 315-676-4933 and I can help you design a plan that is affordable. You do have options!

Avoiding The Dangers of Reverse Mortgages

Should you or your elderly parents consider a reverse mortgage? If you’ve asked “How do reverse mortgages work?” and want to both the advantages and disadvantages of reverse mortgages, listen to today’s expert Mike Gruley with First Financial Reverse Mortgages. Discover the reverse mortgage pitfalls to avoid and whether this type of financing is right for you.

Taken from BlogTalkRadio.com
http://www.blogtalkradio.com/mreldercare/2009/06/05/ask-mr-eldercare

Learn More About Medical Records and Patients’Rights

Medical records are the footprints we make through the medical system. From the moment we are born, to the day we die, our medical records are a chronology of everything that has affected our health or has created a medical problem.

Until the past few years, those records were kept entirely on paper, filed in folders in various doctors’ offices and hospitals. Rarely were they called into question, and often they were ignored when we began to show new symptoms or needed to see a specialist for any new medical problems that cropped up.

Today, more and more of those records are being recorded and stored electronically.  Read More …..

Taken from ASK.com

GET Health Insurance: Pre-Existing Condition Insurance Plan: NY Bridge Plan

The NY Bridge Plan covers a broad range of services, including primary and specialty care, inpatient and outpatient hospital care, and prescription drugs, as well as assistance from professional nurses and caseworkers to help members manage chronic conditions and maintain overall health. Eligibility is not based on income. Coverage for a pre-existing condition begins right away, with no waiting period. Health insurance coverage under this program is more affordable than what is currently available in the individual market. Through the NY Bridge Plan, premiums will be $362/month for residents of upstate counties and $421/month for residents of downstate counties. ….   READ MORE

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