Contact Me!

Theresa Cangemi, CSA, CLTC

Medicare Specialist and
Independent Agent
Owner of  
"Medicare Made Simple, LLC"

H/O: 
315-676-4933

Email: 
tcangemi@twcny.rr.com

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Enrollment Options

Medicare Advantage
Medicare Supplements
Prescription Drug plans

Scope of Appointment Form
Medication Form

Other offerings

Life Insurance
Long Term Care (CLTC)
Fixed Annuities
Final Expense (Burial) Insurance
Dental insurance
Travel Insurance Coverage

Learn more!

Testimonials

The following are testimonials from some of Theresa’s clients:

 

 

Theresa,

Your time and effort in helping me select my Medicare enrollment plan is greatly appreciated.  Potential clients will be fortunate to discuss these matters with somebody like you who is knowledgeable, professional and has the ability to make the client feel comfortable and confident.  I plan to recommend your services to my former company, co-workers, friends and family.  Nearly six months back, my company was smart enough to invite you to give a group presentation about Medicare and I would highly recommend that corporate HR people consider inviting you to speak. Thank you,

William M. Meylan

Tully, NY          September 2017

 

Hi Theresa,

You helped us navigate the complicated world of Medicare when we retired.  We’re glad to recommend you to our friends.  Warm regards,

Jeanette Nels
Syracuse, NY         May 2017

 

Hi Theresa

You were most helpful, and made navigating the plans quite simple.  We appreciate your help.  Thanks again for all your help.  I will not hesitate to recommend you to my friends.

Phyllis H.

Baldwinsville, NY       February 2017

 

Hi Theresa,

I just learned I have been approved. I want to thank you for all your time and patience while explaining the different Medicare plans.  I feel you did all you could to make sure I was placed in the right plan. Thank you again for all your help.

Donna W.

North Syracuse, NY      January 2017

 

Hi Theresa,

What a pleasure to meet you!  Thank you for your assistance helping me to make my Medicare choices for 2017 & being so patient in all the details & explanations.

Betsy C.

Vice President & CFO

Endicott, NY       January 2017

 

Hi Theresa,

Thank you for the information and your very professional representation.

I always judge business people, vendors, and sales representatives, etc. by their courtesy, product knowledge, personality, honestly, and all the skills and traits that it takes to be successful in their field and how it translates to the customer.

You have it all and I am most appreciative of your help and guidance in selecting the health plans for Linda and myself.

We wish you a most enjoyable Merry Christmas and Happy New Year to you and your family.

Best always,

John F. Lumia, General Manager

Coastel Cable Tools, Inc.

Syracuse, NY        December  2016

 

Dear Theresa, Thank you for your time and energy with me regarding the many options available through Medicare.  It’s not my favorite topic of the day, however I do value your expertise and most of all your patience. Sincerely,

Teri N.

Syracuse, NY     August 2016

 

 

Hello Theresa,  I hope you are doing well and enjoying your summer.  I have referred you to several people in my building and they have all had very positive outcomes from working with you.  I thought it may be of benefit to the tenants here at Ross Towers if you could come in and just give them some information about what you do.  It wouldn’t have to be anything to big, even if you just wanted to set up a table with your information and answer a few questions.  Thanks for your time and for all the good work you do!

Christine Lee, PSC

Professional Service Coordinator

R.I.S.E. Program – Ross Towers

Syracuse, NY       August  2016

   

   

Theresa presented “Medicare Demystified” to our clients on the evening of the 19th in our large conference room.  The first word to come to mind is WOW!  Our clients were taking pages of notes and totally immersed in Theresa’s presentation that they didn’t notice that it was running ½ hour over the scheduled time.  Theresa’s thorough yet concise explanations of the many nuances of Medicare helped all our clients understand it much better.  She also answered specific individual questions of our clients as she went along.  I would highly recommend Theresa speak to your group or organization on this important topic.

Blue Ocean Strategic Capital, LLC

Syracuse, NY,     May 2016

 

 

Theresa,

Thank you for your help and patience today.  We learned a lot and appreciate your time.  Now, we will move on to the Medicare generation!   Regards,

Frank & Karen Ann  R.

LaFayette, NY                      April  2016

 

 

Greetings Theresa,

I’m thanking you for finding a way to help people navigate the complexities of Medicare without any cost to themselves.

When I started my quest to “understand” Medicare it was in the hope that I might find one plan that would fit everyone’s needs. The more research one does into Medicare plans, the more it becomes obvious that finding “one plan for all” is not only impossible, but that even finding the right plan for one individual is a daunting task. Many retired teachers continue to ask their union reps for any insights they might have regarding the various aspects of retirement, including Medicare. It’s a great help when we can give them some general information so they at least have a grasp of the vocabulary, and then we can point them in the direction of an expert like yourself to get the professional help they need.  Thanks for all you do!

Lynn D.

retired union officer

West Genesee Teachers’ Association

Liverpool, NY         March 2016

 

 

Theresa, Thank you for speaking at our client appreciation luncheon today.  Your talk was very informative and I feel our clients received a great deal of very useful information.  It was also great seeing them approach you after for their individual questions.

John, Marie, Sue, Margaret

Safe Harbor Wills and Trusts

Liverpool, NY          December 2015

 

 

Hi Theresa,

I’d like to thank you again for the presentation you provided for Maggie and I on Medicare. You were very informative.

When you turn 65 you have no idea what your options are.  It’s like walking into a dark room, and you turned the light on for us.

I have already referred Mike in our Marcellus Quarry to you, and will tell everyone I know who could use your services.  Thanks,

Andy L. 

Saunders Concrete

Syracuse, NY         December  2015

 

 

Theresa;  Thanks for taking the time to speak with me today.

I really appreciated it as you gave me everything I needed to get the process going both with Medicare and OBG (group) medical planning.

You really did simplify what appeared to me to be a complex timing situation.

I’m looking forward to working with you.

Thanks again,

Gary C.

O’Brien & Gere

Syracuse, NY          October 2015

 

 

Dear Theresa, Thank you for all you did to help Art and I in the decision making of health insurance. We wanted to send you something you can use on your web site:

We met with Theresa Cangemi in October 2015 and her friendly polite manner stood out immediately. Because of her extensive professionalism in this field we were able to make informed decisions for our future health care needs. She also came prepared with resources needed in this complex situation of Medicare and Medicaid. Theresa is dedicated to making sure the plan we chose fit our specific needs not only health wise but financially as well. We were given the time we needed to ask questions and she made sure we understood the answers. Lastly, Theresa phoned our physicians to make sure each one accepted the policy we chose. We are very pleased and grateful.

Nancy & Art  K.

Chadwicks, NY            October 2015

 

Theresa, thanks for an excellent program (seminar) last evening, it gave enough info to stop being overwhelmed and start doing deeper

research.  I am sending a A+++ evaluation to B.O.C.E.S. about you.

Leslie M.

PATHFINDERS CTS, Inc.

Syracuse, NY              October 2015

 

Theresa, I wanted to let you know how pleased my wife and I are.  We have received the Supplemental and Prescription ID cards and all appropriate pamphlets and paperwork. It took about 2 weeks.    The _insurance company_  is prompt!  Thank you, again, for your help.

Hugh G.

East Syracuse, NY        July 2015

 

Theresa.  Thank you so much for coming today!  I’ve never seen an audience stay so interested throughout.  Your presentation was excellent!  I knew Medicare was complicated but I had no idea just how complicated.  I’m amazed at how well you were able to explain everything and can’t thank you enough for doing it.  Sincerely,

Claire E.     

Manlius Library

Manlius, NY          February 2015

 

Thank you, Theresa!  We have a rather unique situation with a 19 year old disabled daughter who is about to go on Medicare.  Because of the uniqueness of the situation, we had a very hard time on websites and the phone trying to get questions answered.  Our advocate at Exceptional Family Resources (EFR) finally was able to give us your phone number (not knowing if it would help us) and, after about 10 minutes on the phone with you, we had our questions answered.  We’ll be contacting EFR to let them know how happy we are that they gave us your phone number.  Thank you.

Bill and Lori D.

East Syracuse, NY     February 2015

 

Dear Ms. Cangemi,    I wanted to take the opportunity to thank you for all the help you gave me in sorting through the many options available for medical insurance coverage for a senior citizen, especially on such short notice.  You answered all my questions as together we searched out the best possible options for the type of coverage I might need.  You took into consideration my need to travel, the geographic area of my primary residence, and my economic status.  In the end, I was only able to purchase a small policy from you, yet you served my needs without regard for personal gain.

I would recommend ” The Medicare Lady- Theresa Cangemi” without reservation to any senior citizen in need of a medical insurance policy. Sincerely,

Mike S.

Savannah, NY       December 2014

 

I have consulted with Theresa for my insurance needs and questions for the last three years. She’s very professional, knowledgeable, and thorough in explaining the different options. I arranged for my wife to meet with her last Tuesday because she had concerns and questions; and she was very please as well.  I have recommended Theresa to friends and highly recommend her to anyone seeking help with their Medicare insurance needs.

Jim C.

Phoenix, NY           July 2014

 

 

Email Subject line:    THANK YOU – – –  for referral

Great to know that, Theresa.  Your knowledge of what’s out there and ability to share with folks makes it easy to share your contact information.

Cindy  D.                                                                                                    

Christopher Community

Mattydale, NY                    May 2014

 

I have worked with other representatives in the past choosing a Medicare plan yet Theresa took the time to make sure that I had all of the information I needed to make an informed decision and ensure I fully understood what my options were.  She helped me make sure that the plan I chose was the correct one for what my needs were rather than trying to push me into a plan that may have been better for her, as the other representatives I had spoken with were trying to do.  She represents a wide range of companies so you have various options available so you can select the plan that is the correct one for your needs.  She is very nice to work with and I also enlisted her help selecting a plan for my wife.

Patrick V.

Hastings, NY       April 2014

 

Working with Theresa was an informative and simple way to determine what my Medicare options were. Her knowledge of her services (information) was impressive and made my decision as to which service (plan) was right for me, extremely easy.  Her manner of doing business was very relaxing and at no time did I feel pressured into purchasing any service.  I would highly recommend Theresa to anyone who needed her service.

Norman M., Jr.

Cazenovia, NY         March 2014

 

Selecting a Medicare plan can be very confusing and stressful.  There are several providers who are good at promoting what they want to sell you, but doing a proper comparison takes a professional like Theresa.  We were so pleased with her help that I have given her business cards to friends and my financial planner.

Robert B.

Freeville, NY      March 2014

 

Theresa provides information and support in the complex task of selecting the proper Medicare plan that is appropriate and cost effective for each individual client. There are several traps in the process, such as selecting prescription coverage that can penalize an individual for the rest of their life.  Theresa can supply the attention, information, and technical support that enable each of us to avoid these traps and surprises.  She is truly a helpful and caring person to anyone who wants to make the correct choices in the difficult health insurance selection process.

Paul K.

Syracuse, NY         March 2014

 

Recently I had the wonderful experience of meeting with Theresa Cangemi concerning Medicare and supplemental health insurance and found her knowledge and expertise to be very helpful in selecting the plan that best suited my lifestyle.  I would highly recommend Theresa to anyone who is looking for a thorough explanation of all the benefits and how to compare costs and benefits.  Additionally, she did all the paperwork and handled my affairs in a very professional and confidential manner.  Theresa Cangemi should be everyone’s go-to person for Medicare and supplemental health care questions and answers.

Linda

Camillus, NY           March 2014

 

Theresa did a wonderful job explaining my Medicare options.  She was thorough, patient, and was easy to understand.  I was able to ask all the questions I needed to and did not feel rushed.  Several friends are turning 65 this year and I have suggested they contact Theresa.  After sitting through presentations from other insurance representatives, Theresa’s was by far the best.

Sheila G.

Syracuse, NY          March 2014

 

Theresa Cangemi helped me decipher the features and benefits of Medicare plans with my specific needs and wants and pricing parameters. Theresa was comprehensive in her approach but was able to reduce all of the variables to a decision, executed precisely and perfectly for my needs.

It was a pleasure dealing with Theresa as she was punctual, an effective listener and helpful. I am so grateful for her expertise and recommend her without reservation when turning 65 and faced with Medicare decisions.

Barbara  M.

Cicero, NY            March 2014

 

 

Theresa Cangemi has been amazing to the Veteran community in Central New York.  I have worked in the public and private sector helping veterans over the last few years and I have continually leaned on Theresa for help and advice.  The veterans that I have sent to her have all been happy with her service and advice.

Earl Fontenot, Operations Manager

Clear Path for Veterans

Chittenango, NY           February 2014

 

 

Theresa is very informative and easy to understand.  She presents the information and options without pressure to choose one option or another.  She listens to concerns and questions before answering.

Carol S.

Fayetteville, NY      January 2014

 

 

I would like to write this recommendation for Theresa Cangemi and the service she provides to those exploring the complex world of Medicare options.

I speak from personal experience. Recently retired, I reached the end of a thirty year career as a Law Firm COO.  Nothing in my vast exposure of business experience adequately prepared me for the daunting task of selecting a comprehensive health plan that met my unique and complex care needs.  The Medicare reading materials were voluminous and often unclear. I desperately needed guidance- someone who could interpret the information overload !!!

I was referred to Theresa by former business associates. Within minutes of our first exchange, I knew my life was about to change !!!  Theresa “listened” while I explained my unique health care needs and the immediacy of seamless coverage. She explained the options fully in simple terms.  When I selected the plan , she helped me with the enrollment process. It was that simple!!!!

I commend her for her technical knowledge, her patience and dedication to see the process through to the very end. Truly can’t say enough about her and the service she provides.

Patricia Shine

Liverpool, NY        August 2013

 

 

Dear Theresa,

Ed needs help and you are very kind and very  good at what you do so I am always glad to send someone to you.  Thanks for helping him.

Donna H. Sweeney,  Founder and Sr. Advocate

ElderNet 

dsweeney@myeldernet.com;   www.myeldernet.com

Utica, NY                   July 2013

 

 

Dear Theresa,

Thank you so much for meeting with us.  You were extremely helpful and knowledgeable about this tangle of healthcare & Medicare.  You are a great resource, and we enjoyed meeting you. You really know your stuff !!!      Have a great weekend.

Anne & Marvin

Fayetteville, NY          June 2013

 

 

Keep up the great work—I think you have a needed service that helps remove confusion for people!

T.A.Smith,  Creator/CEO

Smile-Therapy

www.Smile-Therapy.com

Camillus, NY                    June 2013

 

 

Hi Theresa,

Thank you so much for meeting with Jim and I last week.  The information you gave us was invaluable.  We finally feel like we have an understanding of our options.   Thank you too for the information you sent today regarding our son’s benefits.

Your assistance is invaluable and I would be happy to have more of your cards!  We’ve already spread the word about how helpful you were to us.

Sue and Jim Boone  

Fayetteville, NY        April 2013

 

 

Thank you Eric (CNY publication) for your interest and for scheduling the interview with Theresa.  The work she does to assist our aging population is nothing short of remarkable.  I know first-hand as Theresa has assisted my parents in fully understanding their Medicare options, and provided the answers to their many, many questions.  She provided me with much peace of mind so that I could continue to focus on the growth of my business and my family.  Just my two cents worth.

Susan Beebe
Lighthouse Marketing 

Syracuse, NY        April 2013

 

 

Recently we met with Theresa Cangemi of Medicare Made Simple to review and discuss Medicare options that my husband will be involved with this year.  Theresa was very thorough and professional with her approach to a very complicated subject – Medicare.  She made things easy to understand.

There are many people considering Medicare options and we have already recommended several friends, relatives, and family members to her and her capabilities.

Theresa has an excellent understanding of this subject matter and she will go a long way towards helping Central New Yorkers navigate the Medicare system.  We are glad to know someone with the expertise to assist us in making the best choice possible for medical coverage as we approach our senior years.  Good luck!

Sarah Parsons & Mark Strodel                                                                                   Plus Sign & Graphics

Syracuse, NY          January 2013