Contact Me!

Theresa Cangemi, CSA, CLTC

Medicare Specialist and
Independent Agent
Owner of  
"Medicare Made Simple, LLC"

H/O: 
315-676-4933

Email: 
[email protected]

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Enrollment Options

Medicare Advantage
Medicare Supplements
Prescription Drug plans

Scope of Appointment Form
Medication Form

Other offerings

Life Insurance
Long Term Care (CLTC)
Fixed Annuities
Final Expense (Burial) Insurance
Dental insurance
Travel Insurance Coverage

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An interview with Paula about Medicare preventative services

How Medicare Part B pays for a colonoscopy under Preventative Services.

Medicare Myth: “I can enroll any time I want to”

Medicare Myth: “ I can enroll any time I want to”

The Annual Enrollment Period (AEP) is just around the corner. AEP happens annual, October 15 th to December 7 th , and is approximately a six week time frame when you can change your Medicare plan. The new plan selected during AEP will take effect January 1 st of the following year.

There are other opportunities to enroll in Medicare, for example, when you are new to Medicare at age 65 or due to a disability or certain illnesses. Another opportunity to enroll in Medicare is when you leave your employers group health insurance plan (at age 65 or older). There are qualifying opportunities to change your Medicare plan outside the Annual or Open Enrollment Period (AEP) and SOME of the opportunities are if you have EPIC, Extra Help, Medicaid. List is NOT an all inclusive list.

WARNING: This is NOT an all inclusive summary of your Medicare options and enrollment periods. This is a brief description to start a conversation and awareness of the upcoming AEP/Open enrollment period. Call for more information and questions that pertain directly to your specific situation.

Medicare Coverage For Travel Outside the United States

Did you know that traveling outside of the United States will cause for limited Medicare Coverage?

Click here to see a helpful fact sheet from Centers for Medicare & Medicaid Services that breaks down the intricacies of Medicare’s limitations overseas!

Don’t hesitate to reach out to me if you have questions, you can email me by clicking here!

Single Payor System vs. Private Market Health Care System: VIDEO

Don’t miss this!  If you were on the fence about a single payor system versus a private market health care system, you need to watch this!

Found on NAHU.org: “Truth or Consequences—the Beth Ashmore Chronicle” demonstrates through the personal experiences of Beth Ashmore and her mother why the purported advantages of a single-payer health care system are really myths. The video offers real world evidence of the inadequacies of the single payer concept versus the quality and expediency of our current private market health care system.

(CLICK THE PHOTO TO WATCH)