Contact Me!

Theresa Cangemi, CSA, CLTC

Medicare Specialist and
Independent Agent
Owner of  
"Medicare Made Simple, LLC"

H/O: 
315-676-4933

Email: 
[email protected]

Connect!

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Enrollment Options

Medicare Advantage
Medicare Supplements
Prescription Drug plans

Scope of Appointment Form
Medication Form

Other offerings

Life Insurance
Long Term Care (CLTC)
Fixed Annuities
Final Expense (Burial) Insurance
Dental insurance
Travel Insurance Coverage

Learn more!

Get A Quote

SELF QUOTING AND ENROLLMENT TOOLS

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10 Things You Need to Know Before Choosing Dental Insurance

READ this E-BOOK tool to learn about DENTAL Insurance and how to buy.            Click HERE.

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Dental with Vision option(s): Dental for Everyone

*This is my personal agent site and I will get paid based on your enrollment.*

 

Dental For Everyone Program: Dental and Vision Plans (click here)

 

  1. Careington Discount Dental and Vision Plan with EyeMed Vision
  2. Nationwide Dentaflex
  3. Madison Dental
  4. Delta Dental
  5. Renaissance Dental

 

 

Dental For Everyone Program: Dental and Vision Plans (click here)

 

*Note: some dental plans will offer vision as a rider. Pick your dental plan first and find “vision” tab. Administered by VSP Vision Care.

*This is my personal agent site and I will get paid based on your enrollment.*


Dental Insurance Coverage: Spirit Dental

Spirit Dental & Vision:

*Choose Your Own Dentist (with the indemnity options)
*Choose to Stay In-Network (with the Network options and pay less)
*No Waiting Periods
*No Enrollment Fee
*Guaranteed Acceptance
*Implants & Major Services Covered
*3 Cleanings Per Year
*Optional Vision Insurance
*$1,200 & $2,000 Annual Maximums

 

Click Here to Get a Quote

 

*This is my personal agent site and I will get paid based on your enrollment.*


VSP Vision Insurance: Vision for Everyone

Plan Highlights

*Annual Examinations: $15.00 Copay
*Materials: $25 Copay
*No Deductibles
*No Waiting Periods
*No Copay for Contacts
*Your Choice for Network Providers
*One Pair of Standard Frames each 24 months
*One Pair of Single Vision or Standard Lined Multi-Focal Lenses (or) Contact Lenses each 12 months
*Benefits Provided In and Out of Network
*Discounts on Laser Vision Correction

 

Click Here to Get a Quote

 

*This is my personal agent site and I will get paid based on your enrollment.*


Travel Medical Insurance

 Travel Medical Insurance

 

Travel Medical Insurance protects you in the event of an illness or injury when traveling outside of your country of residence. It provides key medical benefits in case of emergency.

Traveling abroad is an exciting experience, but unpredictable illnesses and accidents can happen. Even worse, the resulting medical bills can be overwhelming. The level of international medical coverage provided by your domestic insurance provider can vary greatly depending on your plan, so you may have very limited coverage or not coverage at all. A travel medical insurance plan can provide the coverage you need.

Travel medical coverage is ideal for:

  • International vacationers
  • Relatives visiting from overseas
  • People going on cruises, safaris or guided tours
  • International business travelers
  • Students studying abroad

Learn why you should never leave home without international medical insurance:

 

Click here to learn more

*This is my personal agent site and I will get paid based on your enrollment.*


Life Insurance (Final Expense or Burial): Foresters

 

Foresters Final Expense – Whole Life Insurance

Foresters PlanRight – Permanent whole-life coverage that can be used to help cover final expenses (burial).

Optional riders are available on many products – Including accidental disability income, children’s term insurance, accidental death and more.

Your family depends on you to provide a comfortable, safe lifestyle. Foresters can help you to protect your family’s lifestyle, with a wide range of products that can help you cover your insurance needs.

 
Use the buttons below to learn more about…

The Foresters Difference

 

Choosing a Life Insurance Product

 

PlanRight Whole life Insurance (Final Expense)

 

Ready to sign up? Contact Me

 

*This is my personal agent site and I will get paid based on your enrollment.*

 

 


* The above websites are pre-approved, carrier provided quoting tools which have been provided to me as a licensed agent.  These quoting tools do not represent all the carriers that I am appointed with.  These quoting sites are just tools and actual rates and approvals may change.