Contact Me!

Theresa Cangemi, CSA, CLTC

Medicare Specialist and
Independent Agent
Owner of  
"Medicare Made Simple, LLC"


[email protected]


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Enrollment Options

Medicare Advantage
Medicare Supplements
Prescription Drug plans

Scope of Appointment Form
Medication Form

Other offerings

Life Insurance
Long Term Care (CLTC)
Fixed Annuities
Final Expense (Burial) Insurance
Dental insurance
Travel Insurance Coverage

Learn more!

Get A Quote



10 Things You Need to Know Before Choosing Dental Insurance

READ this E-BOOK tool to learn about DENTAL Insurance and how to buy.            Click HERE.


Dental Insurance Coverage: Spirit Dental

Spirit Dental & Vision:

*Choose Your Own Dentist (with the indemnity options)
*Choose to Stay In-Network (with the Network options and pay less)
*No Waiting Periods
*No Enrollment Fee
*Guaranteed Acceptance
*Implants & Major Services Covered
*3 Cleanings Per Year
*Optional Vision Insurance
*$1,200 & $2,000 Annual Maximums

Click Here to Get a Quote

This is my personal agent site and I will get paid based on your enrollment.

Dental with Vision Option(s): Dental for Everyone

Dental For Everyone Program: Dental and Vision Plans (click here)

  1. Careington Discount Dental and Vision Plan with EyeMed Vision
  2. Nationwide Dentaflex
  3. Madison Dental
  4. Delta Dental
  5. Renaissance Dental

*Note: some dental plans will offer vision as a rider. Pick your dental plan first and find "vision" tab. Administered by VSP Vision Care.

Dental For Everyone Program: Dental and Vision Plans (click here)

... This is my personal agent site and I will get paid based on your enrollment.

VSP Vision Insurance: Vision for Everyone

Plan Highlights

*Annual Examinations: $15.00 Copay
*Materials: $25 Copay
*No Deductibles
*No Waiting Periods
*No Copay for Contacts
*Your Choice for Network Providers
*One Pair of Standard Frames each 24 months
*One Pair of Single Vision or Standard Lined Multi-Focal Lenses (or) Contact Lenses each 12 months
*Benefits Provided In and Out of Network
*Discounts on Laser Vision Correction

Click Here to Get a Quote
...This is my personal agent site and I will get paid based on your enrollment.

Discount Program: Ameriplan

The Ameriplan DISCOUNT program offers discounts to dental, vision, prescription, hearing, chiropractic services, and more! This is NOT Insurance. There is a provider network.

When you click on the "ABOUT" tab (top left), there is a video you can watch to get more information.

The next tab is called "PLANS". Once you click on this... the first program "AmeriPlan Dental Plus" is the $24.95 per month for entire household plan. The other plans below do give you some other options.

Please call me for questions and to Enroll with me directly

Life Insurance (Final Expense or Burial): Foresters

Foresters Final Expense - Whole Life Insurance

Foresters PlanRight - Permanent whole-life coverage that can be used to help cover final expenses (burial).

Optional riders are available on many products - Including accidental disability income, children's term insurance, accidental death and more.

Your family depends on you to provide a comfortable, safe lifestyle. Foresters can help you to protect your family's lifestyle, with a wide range of products that can help you cover your insurance needs.

Click Here to Find Out More

Ready to sign up? Contact Me

* The above websites are pre-approved, carrier provided quoting tools which have been provided to me as a licensed agent.  These quoting tools do not represent all the carriers that I am appointed with.  These quoting sites are just tools and actual rates and approvals may change.